Kuwari, N.A. et al. 2025. PHILANTHROPY 5.0: UTILIZING BIG DATA ANALYTICS AND AI TO OPTIMIZE ZAKAT DISTRIBUTION FOR MAXIMUM SOCIAL IMPACT. Journal Islamic Economic Minangkabau. 3, 6 (Dec. 2025), 328–339. DOI:https://doi.org/10.70177/jiem.v3i6.2734.