Farah, R. ., Z. . Nizam, L. H. Aziz, and A. . Issa. “TACKLING FINANCIAL EXCLUSION: THE EFFICACY OF ISLAMIC BANKING OUTREACH MODELS IN RURAL AND UNDERSERVED COMMUNITIES”. Journal Islamic Economic Minangkabau, vol. 4, no. 1, Feb. 2026, pp. 83-96, doi:10.70177/jiem.v4i1.3437.