Nasution, Emmi Rahmiwita, Michael Turner, Elvis Ewane, and Emmi Rahmiwita Nasution. “LEGAL PROTECTION FOR CONSUMERS OF SHARIA FINTECH LENDING (PINJOL SYARIAH) IN INDONESIA: A REGULATORY AND ETHICAL REVIEW”. Sharia Oikonomia Law Journal 3, no. 4 (December 7, 2025): 311–325. Accessed April 26, 2026. https://research.adra.ac.id/index.php/solj/article/view/2491.