ACHIEVING MAQASHID SYARIAH THROUGH MICRO-WAQF: A MODEL FOR SUSTAINABLE COMMUNITY EMPOWERMENT AND FINANCIAL INCLUSION
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October 13, 2025
April 26, 2026
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Financial Inclusion, Maqashid Shariah, Micro-Waqf
Abstract
Micro-waqf has emerged as a potential model for sustainable community empowerment and financial inclusion, offering a viable solution to addressing socio-economic disparities in underserved communities. This research explores how micro-waqf can be aligned with the objectives of maqashid shariah, focusing on promoting economic justice and social welfare. The study aims to investigate the impact of micro-waqf on community empowerment and financial inclusion, emphasizing its role in achieving the broader ethical goals of maqashid shariah. Using a qualitative case study approach, data were collected from four micro-waqf platforms, employing interviews with community leaders, beneficiaries, and administrators, alongside document analysis. The findings indicate that micro-waqf initiatives significantly improve local income generation and community cohesion, particularly in rural areas, while promoting gender inclusivity and social justice. Micro-waqf systems that adhere to the principles of transparency and active community participation were found to be more effective in achieving both economic and social empowerment. The study concludes that micro-waqf, when designed with a focus on maqashid shariah, can serve as a powerful tool for fostering sustainable development and addressing poverty, providing a model for integrating Islamic ethical principles into modern financial systems.
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References
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Copyright (c) 2026 Henik Hari Astuti, Adam Idris, Chijioke Okafor
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